Payment Transactions
The complete range of cashless payment transaction services from a single source
In the Payment Transactions business field, SIX Group provides companies and financial institutions with
efficient and client-friendly payment solutions. They range from the acceptance of payment cards to processing
cashless payments and settling interbank transactions and e-bills.
Cashless payment transactions in Switzerland
www.six-multipay.com
SIX Multipay enables companies in Switzerland to accept credit, debit and prepaid cards at points of sales,
over the internet and at ATMs. The product range also features attractive added-value services, such as automatic
foreign currency conversion at the point of sale.
Cashless payment transactions in Europe
www.six-pay.com
SIX Pay offers cashless payment solutions across the whole of Europe. As an authorized Payment Service Provider
under the PSD (Payment Service Directive), SIX Pay ensures that debit and credit cards are accepted at points
of sale, on the internet and at ATMs.
The offering of SIX Card Solutions comprises services relating to the entry and processing of card-based
payments as well as specific applications for the cashless payment process and card management. Clients include
national and international financial institutions, issuers, acquirers, merchants (for example, retailers, hotels,
restaurant chains, petrol stations and vending machine companies) and e-commerce providers.
SIX Card Solutions processes transactions that are settled between acquirers and their contracting partners
(merchants), irrespective of the method of payment (debit, credit or prepaid card) and type of payment (in person
or remotely). This also includes cash withdrawals at ATMs.
SIX Card Solutions' tailor-made processing solutions in the area of credit and debit card issuance allows
customers to manage their cards online both conveniently and securely. This also includes risk management,
processing transactions that have been carried out and investigating any suspected misuse of cards.
SIX Interbank Clearing, on behalf of the Swiss National Bank, operates the SIC interbank payment system
for payments in Swiss francs and also operates the euroSIC interbank payment system
for transactions in euros on behalf of Swiss financial institutions.
Through SIX Paynet, SIX Group maintains Switzerland's leading network for the VAT-compliant electronic
processing of invoices sent to companies, public administrations and private individuals. The service offering
also includes LSV+, Business Direct Debit (BDD) and SEPA direct debit processes.
CETREL is Luxembourg's leading bank card provider. The company ensures a smooth payment process for card issuers
and card acceptance for individual merchants. CETREL also provides innovative financial IT services for banks.
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