Standardization

Standardization

SIX contributes to the standardization of the national and international payment traffic.

Overview

Standardization

SIX Interbank Clearing is involved in several committees focused on questions of standardization concerning the national and international payment traffic. It thus contributes to Swiss banks being able to set up products and services in a timely fashion and to do so on solid and market-driven platforms while facilitating the smooth operation of payments.

ISO PAYMENTS

The Swiss financial industry has released recommendations (Swiss Payment Standards) on exchanging of data between customers and banks based on the ISO 20022 definitions in the payments and Cash Management areas. A validation portal supports the consistent use of the ISO 20022 messages.

QR-bill

The new QR-bill replacing all current Swiss payment slips as of 30 June 2020 shows the QR code with a Swiss cross as the identifying feature. This Swiss QR Code contains in digital form all the information necessary for payment.

Further Information

IBAN

IBAN is the international standard for the presentation of an account number. It was created the ISO (International Organization for Standardization) and the ECBS (European Committee for Banking Standards) in order to rationalize cross-border payments.

The presentation of traditional accounts numbers in standardized IBAN format simplifies the recording, transmission and processing of payment data.

EBICS

Recommendations to the Swiss financial center on implementing the EBICS Standard.

"Electronic Banking Internet Communication Standard" (EBICS) is an Internet-based communication protocol for payment transactions between corporate customers and banks. The standard has grown increasingly important in the Swiss financial center in recent years. The present recommendations will be supported by the Swiss financial institutions as of 2016. The use of EBICS is not compulsory. 

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