Payments Committee Switzerland (PaCoS)

The committee is responsible for consulting and supporting financial institutions and SIX Interbank Clearing regarding product and market design and for communication. It also deals with the coordination and interest representation in national and international committees.


  • Dieter Goerdten (Chair)
    SIX Banking Services
  • Elmar Schnarwiler (Vice-Chair)
    Credit Suisse Group AG
  • Christoph Bauer
    Migrosbank (for the individual financial institutions)
  • Daniel Berger
    SIX Banking Services
  • Boris Brunner
    SIX Banking Services
  • Nicolas Cramer
    UBS Switzerland AG
  • Rudolf Fischli
    Swiss National Bank
  • Stefan Karlen
    PostFinance Ltd
  • Denise Locher
    SIX Banking Services  (Secretary)
  • Peter Lützelschwab
    Cantonal Bank of Zurich (for the Union of Swiss Cantonal Banks)
  • Nik Notka
    Entris Banking Ltd (for the RBA banks)
  • Ernst Weber
    Raiffeisen Switzerland (for the Raiffeisen banks)

Permanent guests

  • Alexandra Weiss
    SIX Group Services Ltd
  • Andreas Schöni
    SIX Banking Services