June 2018 edition
“Competition works well here entirely without compulsion”
Editorial by Rolf Brüggemann, SBVg
About the Swiss Bankers Association‘s fundamental concerns with regard to the PSD2.
PSD2 from a European perspective
Interview with Bettina Schönfeld, Association of German Banks
Risks, chances, experiences and the open issues as to the new rules of the game in banking, and in particular in view of payments.
The initiative “Swiss Corporate API”
A wide variety of initiatives around the world are addressing the issue of "open banking". The Swiss Corporate API is an initiative by Swiss banks which aims to offer new payment and financial management solutions with secure interfaces, and is based on Switzerland's open payment traffic standards.
Common API – Open banking by Swiss Fintech Innovations
When it comes to discussions about digitalization in the financial sector, the focus is increasingly on the technical interfaces (APIs). Through APIs information is exchanged between mobile apps and a bank within the framework of open banking, as well as between banks and third party providers or between various banks.
The eBill market launch
The majority of bills in the Swiss market are still physically sent on paper via the postal service. There is great potential here to digitalize the process, in both the B2B and B2C segments. The new central eBill platform in Switzerland is ground-breaking for companies and consumers alike on the path to an integrated, digital future for bill settlement.
Bye-bye DTA. Hello ISO 20022
After nearly 42 years, the DTA standard will be discontinued on 30 June 2018 and replaced by ISO 20022 pain.001. After it was introduced at the end of 1976, DTA quickly become established among corporate customers and has become one of the main pillars of customer payments in Switzerland.
From crowdfunding provider to crowdfunding promoter
The Cantonal Bank of Basel-Landschaft (BLKB) launched its own crowdfunding platform back in 2014, called "Successful together", making it one of the first banks in Switzerland to jump aboard the crowdfunding train. They reacted to a contemporary development and sought to position themselves in a growing market.