Talk
Helge Kraas, PPI AG, talks about artificial intelligence in payments. The focus will be on fraud detection, instant payments, e-invoices, Request to Pay, personalized financial services, regulation, financial crime and judicious AI decisions.
8 July 2026
9 minutes
Urs Bieri from the gfs.bern opinion research institute explains what has led to the broad acceptance of eBill. But there are demographic hurdles, as older people still prefer paper invoices. he is skeptical about cryptocurrencies.
4 minutes
Professor Thomas Ankenbrand of the Lucerne University emphasizes the importance of security in payment solutions. In a study, his team shows that eBill scores well in all eleven criteria examined. The closed system of eBill avoids media breaks and thus makes fraud more difficult.
5 December 2024
The Aargau building insurance has been offering invoices via eBill or e-mail since October 2023. Within a week, 32,000 customers had switched to eBill. According to Daniel Gyr, eBill is practical and reliable, while e-mail is cumbersome and prone to error.
5 September 2024
Prof. Fabian Schär explains that open banking is often uninteresting for end users, but that such an architecture can promote transparency and competition. DeFi offers options for holding assets yourself. A financial system without this option is not ideal.
2 minutes
The Touring Club Switzerland has introduced eBill to digitize invoicing. Despite initial challenges, 210,000 members already use it. Advantages are lower costs and environmental friendliness, while disadvantages concern the readability of additional information.
6 June 2024
The use of instant payments (SCT Inst) in the EU is below 20% due to their voluntary nature and high costs. Banks often offer them as a premium service that is subject to a fee. The new EU regulation is intended to solve these problems and make SCT Inst the standard in the medium term.
Raoul Egeli from Creditreform is fighting for creditor protection. He stresses the importance of prevention and checking the solvency of business partners in advance. Collection specialists should be consulted in the event of payment defaults in order to protect creditors' interests.
8 March 2024
Pascale Bruderer, Swiss Stablecoin, emphasizes the importance of a regulated, sovereign digital franc. Her focus is on public blockchain, interoperability and sustainability. Trust, technical security and strong partnerships are crucial for acceptance.
Vanessa Jenni from Treuhand Suisse emphasizes that trustees are tech-savvy and support the digitalization of payment transactions. They use QR-bills and e-bills and are informed about instant payments. However, many SME customers are skeptical about new technologies.
5 December 2023
3 minutes
According to Prof. Cornelia Stengel, the introduction of private token money in Switzerland presents legal challenges. Token money could reduce transaction costs and increase efficiency. It offers advantages for securities trading and requires a suitable infrastructure.
Astrid Strømnes from SBB explains that eBill is the most convenient, secure and sustainable way to pay. SBB saves costs and reduces errors. Despite initial skepticism, more and more customers are using eBill. SBB plans to make its invoices TWINT-capable as well.
6 September 2023
Payment systems are merging physical, digital and biological elements, says Jocelyne Mwilu. Facial recognition and cashier-less stores could make hardware redundant. Blockchain and AI offer security. Collaboration and user-friendly solutions are crucial.
According to CFO Mathias Petrig, the Aletsch Arena is focusing on digitalization and offers eBill for tourist taxes, which reduces costs and improves payment behavior. The ERP system with integrated payment methods increases efficiency and service quality.
1 June 2023
Quantum computing could revolutionize complex payment processes, according to Dr. Danica Marsden of the Bank of Canada. A new algorithm reduces liquidity in the RTGS system, saving CAD 240,000 per day. However, it is not suitable for instant payments.
The Swiss AIDS Federation, led by Andreas Lehner, uses eBill Donations to simplify giving. This method allows donations directly via online banking, making it easier than traditional letters. The goal is to reach new target groups and boost donation willingness.
15 March 2023
Insurance startup Calingo uses QR-bills and plans to offer credit card and TWINT payments. All processes are digitized to avoid media disruptions. "Convenience is more important than the brand," says CEO Anina Lutz, who prefers simple and convenient solutions.
Swissfundraising, led by Roger Tinner, has significantly increased donations, worth more than CHF 2 billion. Tinner emphasizes the importance of professionalizing fundraising and adapting to new payment methods such as QR-bill and eBill Donations to simplify the donation process.
7 December 2022
5 minutes
Market infrastructures must move with the times. Cyber risks, cryptocurrencies, stablecoins and CBDCs are challenges that operators must constantly address. Change is part of the program. Interview with Dr. Ruth Wandhöfer, professor at the London Institute of Banking & Finance.
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