Four Basic Use Cases of eBill Invoicing

Figure 1:

1. The invoice issuer creates the electronic invoice with its invoicing software in a format supported by its eBill network partner and sends it to the network partner via one of the supported secure channels.
2. The network partner validates the electronic invoice. If it appears that the invoice can be successfully delivered, the network partner converts it into the SIX eBill format and sends it to the SIX eBill infrastructure.
3. SIX accepts and validates the eBill invoice. If the invoice can be successfully delivered, a positive invoice status is reported back to the network partner.
4. The eBill network partner reports the positive invoice status of SIX back to the invoice issuer.
5. The eBill infrastructure of SIX identifies the debtor bank and forwards the eBill invoice accordingly.
6. The debtor bank makes the eBill invoice available to the invoice recipient in its online banking and informs it of its receipt.

Figure 2:

1. The eBill invoice is approved for payment in digital banking by the invoice recipient.
2. The approval of the invoice by the invoice recipient triggers a payment order to his bank to settle the invoice by value date.
3. The debtor bank informs SIX that the invoice has been approved for payment.
4. SIX informs the eBill network partner that the invoice has been approved for payment.
5. The eBill network partner provides the invoice issuer with the invoice status. This is continuously updated and can have the following values: open, approved, rejected, completed.
6. The debtor bank debits the invoice recipient’s account and forwards the amount due to the in-
voice issuer’s bank via the SIC system. This credits the amount to the invoice issuer’s account.
7. The invoice issuer will be informed of the incoming payment by an account statement or a credit notification.
8. The invoice issuer closes the open item in his accounts receivable on the basis of the incoming payment information received.

Figure 3:

1. The invoice recipient registers with the invoice issuer via the eBill function in its digital banking system.
2. The bank of the invoice issuer informs SIX that someone has registered with an eBill invoice issuer for the eBill procedure.
3. SIX informs the eBill network partner that an invoice recipient has registered with an eBill invoice issuer for the eBill procedure.
4. The eBill network partner informs the invoice issuer that someone has registered with it for the eBill procedure.
5. The invoice issuer switches the new invoice recipient in its accounts receivable system for future invoices with eBill.

Figure 4:

1. The invoice issuer creates a list of invoice recipients in a format supported by the eBill network partner and sends it to the network partner via one of the supported secure channels.
2. The network partner validates the list. If the format is correct, the network partner converts it into the SIX eBill format for the search and sends it to the eBill infrastructure.
3. SIX accepts and validates the search query. SIX returns yes or no as an answer as to whether the invoice issuer can send an eBill invoice to the invoice recipient. If so, SIX supplements the answer with further information about the invoice recipient.
4. The eBill network partner provides the invoice issuer with the SIX search result.
5. The invoice issuer switches the customers for whom SIX has provided a positive response to eBill invoices for future invoices in its accounts receivable system.