Transaction Processing

SIX efficiently and reliably processes card, NFC and QR code transactions made at ATMs.

Through contractual agreements with issuers/card schemes, the SIX ATM system ensures that customer functions such as deposits, account information or account selection are available.

To withdraw cash from an ATM with a QR code, scan the QR code displayed on the ATM or on your smartphone using your banking app or a compatible scanner. The information is read, and the transaction is authorized and executed accordingly.

To withdraw cash at an NFC-enabled ATM, simply hold your NFC-enabled bank card or smartphone near the NFC reader. The data is transmitted wirelessly, and the transaction is authorized without the need to insert the card into the ATM.

Yes, NFC technology is safe to use for ATM transactions. It uses encryption and authentication to ensure that your transactions are secure and protected. PIN entry or biometric authentication is often required for added security.