Payment Services for the Swiss Financial Center
With SIC and euroSIC interbank payment systems, financial institutions have access to a one-stop-shop for processing real-time payments in Swiss franc and euro across Switzerland, Europe and worldwide – efficiently and securely. When it comes to interbank payments, banks rely on the combination of innovative international standards and reliable, powerful and cost-efficient interbank payment technology. Building on these, they harness the increasing digitalization in their customers’ day-to-day lives to improve the customer experience with innovative payment functions, and by offering easy access to banking services via smartphones and mobile apps.
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SIX operates the SIC payment system on behalf and under the supervision of the Swiss National Bank. This enables Swiss franc payments to be processed between financial institutions in real-time and on a gross basis.
The euroSIC interbank payment system from SIX gives financial institutions efficient and inexpensive access to the euro finance marketplace and to the Swiss financial center.
SIX is involved in several committees focused on questions of standardization concerning the national and international payment traffic.
RTGS: The Standard for Interbank Payments
The first real-time gross settlement (RTGS) system revolutionized interbank payments around the world in the 1980s and continues to set new standards today.
From securities trading, salary payments and bank credit transfers to credit card payments, every transaction made in Swiss franc passes through the SIC system monitored by the Swiss National Bank.
Learn more about SIX infrastructure solutions for the Swiss financial center and our range of interbank payments services.
Payments According to ISO 20022
SIX uses the internationally recognized ISO 20022 standard, which defines requirements in the business areas payments and cash management. Learn more about the Swiss financial center’s recommendations on data exchange between customers and banks.ISO 20022
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Information about the current operating status of the SIX Interbank Clearing systems.
The SIC-System functions normally.
Der SIC-Betrieb läuft normal.
Le système SIC fonctionne normalement.
The telephone answering message service also provides information in case of operational problems at +41 58 399 4900.
The euroSIC-System functions normally.
Der euroSIC-Betrieb läuft normal.
Le système euroSIC fonctionne normalement.
The telephone answering message service also provides information in case of operational problems at +41 58 399 4707.
clearit: QR-bill – the countdown is on
Swiss banks and software providers are in the final run-up. The post office counters are prepared for the QR-bill, too. The latest issue of the magazine clearit also features an interview with the Swiss association for the blind and visually impaired. They recognize a great deal of potential in the QR-bill.
SIX Interbank Clearing Annual Report
Annual Report 2019 of SIX Interbank Clearing (only in German)
Updated Implementation Guidelines in the customer-bank area
New versions are available of the ISO 20022 Implementation Guidelines for credit transfers and Cash Management as well as of the Business Rules in the customer-bank data exchange.