Overview
Payment Services for the Swiss Financial Center
With SIC and euroSIC interbank payment systems, financial institutions have access to a one-stop-shop for processing real-time payments in Swiss franc and euro across Switzerland, Europe and worldwide – efficiently and securely. When it comes to interbank payments, banks rely on the combination of innovative international standards and reliable, powerful and cost-efficient interbank payment technology. Building on these, they harness the increasing digitalization in their customers’ day-to-day lives to improve the customer experience with innovative payment functions, and by offering easy access to banking services via smartphones and mobile apps.
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RTGS: The Standard for Interbank Payments
The first real-time gross settlement (RTGS) system revolutionized interbank payments around the world in the 1980s and continues to set new standards today.
From securities trading, salary payments and bank credit transfers to credit card payments, every transaction made in Swiss franc passes through the SIC system monitored by the Swiss National Bank.
Learn more about SIX infrastructure solutions for the Swiss financial center and our range of interbank payments services.
Payments According to ISO 20022
SIX uses the internationally recognized ISO 20022 standard, which defines requirements in the business areas payments and cash management. Learn more about the Swiss financial center’s recommendations on data exchange between customers and banks.
ISO 20022Downloads and Services
System Status
Information about the current operating status of the SIX Interbank Clearing systems.
System SIC
The system functions properly.
The telephone answering message service also provides information in case of operational problems at
+41 58 399 4900.
System euroSIC
The system functions properly.
The telephone answering message service also provides information in case of operational problems at
+41 58 399 4707.
Latest News
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The latest clearit edition
“Explain, inform, and assist” is the motto by which the Swiss financial center intends to facilitate the switchover to the QR-bill by hundreds of thousands of invoice issuers by 30 September 2022.
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Updated Implementation Guidelines
New versions are available of the Swiss Implementation Guidelines for credit transfers, SEPA direct debits, Status Report and Cash Management as well as of the Business Rules in the customer-bank data exchange.
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Zürcher Kantonalbank goes live on b.Link
Zürcher Kantonalbank is the third major Swiss bank to officially join SIX's open banking platform b.Link. In a first step, they have already connected with b.Link participant KLARA.