Interbank Clearing

Interbank Clearing

SIC and euroSIC Offer Secure, Reliable and Efficient Interbank Payments at the Highest Level

Overview

Payment Services for the Swiss Financial Center

With SIC and euroSIC interbank payment systems, financial institutions have access to a one-stop-shop for processing real-time payments in Swiss franc and euro across Switzerland, Europe and worldwide – efficiently and securely. When it comes to interbank payments, banks rely on the combination of innovative international standards and reliable, powerful and cost-efficient interbank payment technology. Building on these, they harness the increasing digitalization in their customers’ day-to-day lives to improve the customer experience with innovative payment functions, and by offering easy access to banking services via smartphones and mobile apps.

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RTGS: The Standard for Interbank Payments

The first real-time gross settlement (RTGS) system revolutionized interbank payments around the world in the 1980s and continues to set new standards today.

From securities trading, salary payments and bank credit transfers to credit card payments, every transaction made in Swiss franc passes through the SIC system monitored by the Swiss National Bank.

Learn more about SIX infrastructure solutions for the Swiss financial center and our range of interbank payments services. 

Payments According to ISO 20022

SIX uses the internationally recognized ISO 20022 standard, which defines requirements in the business areas payments and cash management. Learn more about the Swiss financial center’s recommendations on data exchange between customers and banks.

ISO 20022

Downloads and Services

System Status

Information about the current operating status of the SIX Interbank Clearing systems.

System SIC

The system functions properly.

The telephone answering message service also provides information in case of operational problems at 
+41 58 399 4900.

System euroSIC

The system functions properly.

The telephone answering message service also provides information in case of operational problems at 
+41 58 399 4707.

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