34 results

  • Swiss Market Practice Guidelines EBICS 3.0 (Version 1.3)

    Recommendations for implementing the EBICS standard

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  • Implementation Guidelines QR-bill SPS (Version 2.3)

    As early as 1 January 2024, the new chapter 3.8 "Layout rules for the online use of the QR-bill" and changes to chapter 4.3.3 regarding the printing of information from the "Billing information" field will come into force. These changes, which come into effect early, do not involve any technical adjustments.

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  • Implementation Guidelines for Status Report (Version 2.1)

    The XML message "Customer Payment Status Report" (pain.002) is used to inform the customer about the status of transmitted transfer orders "pain.001" or collection orders "pain.008" by the financial institution. These documents serve as guidance for the technical implementation of the ISO 20022 message "Customer Payment Status Report" (pain.002).

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  • Implementation Guidelines for Cash Management (Version 2.1.1)

    The definitions for the bank-to-customer message report (Cash Management) cover the electronic account statement as well as the debit and credit notifications. This document serves as guidance for the technical implementation of the "Bank To Customer Account Report" (camt.052), "Bank To Customer Statement" (camt.053) and "Bank To Customer Debit/Credit Notification" (camt.054).

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  • Swiss Business Rules (Version 3.1.1)

    The Business Rules for credit transfers, SEPA direct debits and Cash Management describe from a business perspective the business cases with the parties involved and the messages used (payment types) and list the most important validation rule and error handling.

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  • Delta document for the adjustments made from SPS 2023 to SPS 2024

    The Delta document is divided into three parts. The first part presents the changes resulting from the introduction of instant payments in Switzerland on 20 August 2024. The second part lists all other adjustments to SPS 2024. The third part is a summary of the adjustments that were made for the sake of clarity and were not part of the consultation procedure.

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  • Implementation Guidelines for Credit Transfers (Version 2.1.1)

    The definitions on credit transfers (Payment Initiation) cover the entire Swiss payment traffic and enable the submission of payment orders (including SEPA). This document serves as guidance for the technical implementation of the ISO 20022 message "Customer Credit Transfer Initiation" (pain.001).

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  • Feedback Form: Adjustments Implementation Guidelines for Credit Transfer (SPS 2025)

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  • Feedback Form: Adjustments Implementation Guidelines for Cash Management (SPS 2025)

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  • Adjustments Implementation Guidelines for Cash Management (SPS 2025)

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  • Adjustments Implementation Guidelines for Credit Transfer (SPS 2025)

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  • EBICS offering matrix of Swiss financial institutions (Q4/2023)

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  • Implementation Guidelines for Cash Management (Version 2.0.2)

    The definitions for the bank-to-customer message report (Cash Management) cover the electronic account statement as well as the debit and credit notifications. This document serves as guidance for the technical implementation of the "Bank To Customer Account Report" (camt.052), "Bank To Customer Statement" (camt.053) and "Bank To Customer Debit/Credit Notification" (camt.054).

    Open document
  • Implementation Guidelines for Credit Transfers (Version 2.0.2)

    The definitions on credit transfers (Payment Initiation) cover the entire Swiss payment traffic and enable the submission of payment orders (including SEPA). This document serves as guidance for the technical implementation of the ISO 20022 message "Customer Credit Transfer Initiation" (pain.001).

    Open document
  • Swiss Market Practice Guidelines EBICS 3.0 (Version 1.2)

    Recommendations for implementing the EBICS standard

    Open document
  • Liste der Druckereien, German

    Um sich in diese Liste eintragen zu lassen, wenden Sie sich bitte per E-Mail an viscom unter info@viscom.ch

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  • Using the Alternative Procedures

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  • Implementation Guidelines for SEPA direct debits SPS 2021 (Version 2.7)

    The EPC specifications form the basis of the Swiss SEPA direct debit guidelines. These documents serve as instructions for the technical implementation of the ISO 20022 message «Customer Direct Debit Initiation» (pain.008) for SEPA direct debits. The use of the respective version must be agreed upon with the financial institution.

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  • Processing Rules for QR-bills SPS (Version 1.2)

    Description of the banking rules and related processes for the creation of a QR-bill and the processing of a payment part with Swiss QR Code and a receipt, including related business processes.

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  • Samples: payment part QR-bill

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  • Swiss QR Code Validation Guide

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  • Introduction script for the QR-bill for invoice issuers and recipients

    Use cases, checklists, test cases and samples to support successful introduction of QR-bill

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  • Data schema for samples (txt format)

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  • Introduction script for the QR-bill for financial institutions

    Checklists, test cases and samples to support successful introduction of the QR-bill

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  • Implementation Guidelines QR-bill SPS (Version 2.2)

    Technical and functional specifications of the payment section with Swiss QR Code and of the receipt

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  • Dealing with (Ultimate) Debtors for Credit Transfers and Payments at a Post Office Branch

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  • Swiss Market Practice Guidelines EBICS 2.5 (Version 1.3)

    Recommendations for implementing the EBICS standard in the Swiss financial services sector

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  • Corner Marks and Scissors Symbol

    Templates for the payment part and the receipt of the QR-bill

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  • Black-White Cross for Swiss QR Code

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  • Implementation Guidelines for Swiss direct debits SPS 2018 (Version 1.2)

    The definitions for Swiss direct debits cover the banks schemes (LSV+/BDD) and the PostFinance scheme (CH-DD direct debit) and enable the collection of direct debits using the ISO 20022 standard:
    ● version 1 for the CH-DD direct debit scheme and
    ● version 2 for the LSV+/BDD schemes

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  • Change Request for Implementation Guidelines

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  • List of BTC codes used in Switzerland (download)

    The booking type is defined in the "Bank Transaction Code" element (mandatory C level field). This is an externally defined code list. The use of Bank Transaction Codes is mandatory according to the code list defined by ISO 20022.

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  • Swiss Business Rules (Version 3.0.2)

    The Business Rules for credit transfers, SEPA direct debits and Cash Management describe from a business perspective the business cases with the parties involved and the messages used (payment types) and list the most important validation rule and error handling.

    Open document

Archive

18 results

  • Report on the Results from Part II of the Consultation Process for SPS 2024

    Implementation Guidelines for Cash Management and Credit Transfer. Period of consultation: 20.11.2023-20.12.2023

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  • Report on the Results from Part I of the Consultation Process 2023 on SPS 2024

    Implementation Guidelines for Cash Management, Credit Transfer and Status Report. Period of consultation: 20.11.2023-20.12.2023

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  • Implementation Guidelines Instant Payments – SIC Platform Release 5.0

    The Implementation Guidelines Instant Payments of the SIC Platform Release 5.0 consist of 15 module documents for participants and 5 module documents for the system manager.

    Module documents for participants
  • Implementation Guidelines Instant Payments for System Manager – SIC Platform Release 5.0

    Module documents for system manager
  • Implementation Guidelines – SIC Platform Release 4.10

    The Implementation Guidelines of the SIC Platform Release 4.10 consist of the "Base Document" – this document – and 21 associated module documents. In addition, for 6 of the module documents so-called "Delta Commentary" documents are provided, which contain detailed information on changes within the affected messages. Further information about changes within the module documents and the XML schemas can also be found in the overview documents, which are integrated into the enclosed ZIP files.

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  • Implementation Guidelines – SIC Platform Release 4.9 (ZIP)

    Complete package, incl. Errata of 07.04.2022

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  • Swiss Business Rules (Version 3.0)

    The Business Rules for credit transfers, SEPA direct debits and Cash Management describe from a business perspective the business cases with the parties involved and the messages used (payment types) and list the most important validation rule and error handling.

    Open document
  • Implementation Guidelines for Status Report (Version 2.0.1)

    The XML message "Customer Payment Status Report" (pain.002) is used to inform the customer about the status of transmitted transfer orders "pain.001" or collection orders "pain.008" by the financial institution. These documents serve as guidance for the technical implementation of the ISO 20022 message "Customer Payment Status Report" (pain.002).

    Open document
  • Implementation Guidelines for Cash Management (Version 2.0.1)

    The definitions for the bank-to-customer message report (Cash Management) cover the electronic account statement as well as the debit and credit notifications. This document serves as guidance for the technical implementation of the "Bank To Customer Account Report" (camt.052), "Bank To Customer Statement" (camt.053) and "Bank To Customer Debit/Credit Notification" (camt.054).

    Open document
  • Implementation Guidelines for Credit Transfers (Version 2.0.1)

    The definitions on credit transfers (Payment Initiation) cover the entire Swiss payment traffic and enable the submission of payment orders (including SEPA). This document serves as guidance for the technical implementation of the ISO 20022 message "Customer Credit Transfer Initiation" (pain.001).

    Open document
  • Swiss Market Practice Guidelines EBICS 3.0 (Version 1.1)

    Recommendations for implementing the EBICS standard

    Open document
  • Implementation Guidelines – SIC Platform Release 4.8

    Incl. Errata of 20.07.2021

    Open document
  • Implementation Guidelines for Status Report SPS 2021 (Version 1.1.2)

    The XML message "Customer Payment Status Report" (pain.002) is used by the financial institution to inform customers about the status of "pain.001" transfer orders or "pain.008" collection orders that have been sent. These documents serve as instructions for the technical implementation of the ISO 20022 message "Customer Payment Status Report" (pain.002).

    Open document
  • Swiss Business Rules SPS 2021 (Version 2.10)

    The Business Rules for Credit transfers, SEPA Direct debits and Cash Management describe from a business perspective the business cases with the parties involved and the messages used (payment types), shows the message structures with details of the individual structural elements and lists the most important validation rule and error handling.

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  • Implementation Guidelines for Cash Management SPS 2021 (Version 1.7.2)

    The specifications to the bank-to-customer message report (cash management) cover the electronic account statements, the debit authorizations and credit advices. They are based on the ISO and the corresponding EPC and SWIFT recommendations. This document contains instructions for the technical implementation of the "Bank To Customer Account Report" (camt.052), "Bank To Customer Statement" (camt.053) and "Bank To Customer Debit/Credit Notification" (camt.054).

    Open document
  • Implementation Guidelines for Credit Transfers SPS 2021 (Version 1.11)

    The specifications to the credit transfer (Payment Initiation) cover the entire Swiss payment traffic and enable the submission of payment orders (inclusive SEPA). This document contains instructions for the technical implementation of the ISO 20022 “Customer Credit Transfer Initiation” message (pain.001).

    Open document
  • Report on the Results of the Consultation Process in 2020 on SPS 2021

    Swiss Implementation Guidelines for Status Report, camt messages and Credit Transfer. Period of consultation: 19.10.2020-27.11.2020

    Open document
  • Implementation Guidelines QR-bill SPS (Version 2.1)

    Open document

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