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Implementation Guidelines QR-bill SPS (Version 2.3)

As early as 1 January 2024, the new chapter 3.8 "Layout rules for the online use of the QR-bill" and changes to chapter 4.3.3 regarding the printing of information from the "Billing information" field will come into force. These changes, which come into effect early, do not involve any technical adjustments.

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• Delta Guide: QR-bill Version 2.3

  This document is intended to demonstrate changes between the IG QR-bill Version 2.2 and 2.3

EBICS offering matrix of Swiss financial institutions (Q4/2023)

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Implementation Guidelines for Cash Management (Version 2.0.2)

The definitions for the bank-to-customer message report (Cash Management) cover the electronic account statement as well as the debit and credit notifications. This document serves as guidance for the technical implementation of the "Bank To Customer Account Report" (camt.052), "Bank To Customer Statement" (camt.053) and "Bank To Customer Debit/Credit Notification" (camt.054).

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• XML schemas

Implementation Guidelines for Credit Transfers (Version 2.0.2)

The definitions on credit transfers (Payment Initiation) cover the entire Swiss payment traffic and enable the submission of payment orders (including SEPA). This document serves as guidance for the technical implementation of the ISO 20022 message "Customer Credit Transfer Initiation" (pain.001).

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• XML schema and examples

Implementation Guidelines – SIC Platform Release 4.10

The Implementation Guidelines of the SIC Platform Release 4.10 consist of the "Base Document" – this document – and 21 associated module documents. In addition, for 6 of the module documents so-called "Delta Commentary" documents are provided, which contain detailed information on changes within the affected messages. Further information about changes within the module documents and the XML schemas can also be found in the overview documents, which are integrated into the enclosed ZIP files.

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• Module Documents (incl. errata as of 22 May 2023) – SIC Platform Release 4.10 (ZIP)
• Delta Commentaries – SIC Platform Release 4.10 (ZIP)
• XML schemas (ZIP)
• XML examples (ZIP)

Swiss Market Practice Guidelines EBICS 3.0 (Version 1.2)

Recommendations for implementing the EBICS standard

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• EBICS 3.0 BTF - AA List CH (Q4/2023)

Swiss Business Rules (Version 3.0)

The Business Rules for credit transfers, SEPA direct debits and Cash Management describe from a business perspective the business cases with the parties involved and the messages used (payment types) and list the most important validation rule and error handling.

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Implementation Guidelines for Status Report (Version 2.0.1)

The XML message "Customer Payment Status Report" (pain.002) is used to inform the customer about the status of transmitted transfer orders "pain.001" or collection orders "pain.008" by the financial institution. These documents serve as guidance for the technical implementation of the ISO 20022 message "Customer Payment Status Report" (pain.002).

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• Delta Guide: Status Report SPS 2022

  Detailed description of the changes implemented to the XML Schema and the pain.002 message, migrating from the previous version (SPS 2021) to SPS 2022 using the ISO 20022 Schema 2019.

• XML schema and examples

Implementation Guidelines for Cash Management (Version 2.0.1)

The definitions for the bank-to-customer message report (Cash Management) cover the electronic account statement as well as the debit and credit notifications. This document serves as guidance for the technical implementation of the "Bank To Customer Account Report" (camt.052), "Bank To Customer Statement" (camt.053) and "Bank To Customer Debit/Credit Notification" (camt.054).

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• XML schemas
• Delta Guide: Cash Management SPS 2022

  Detailed description of the changes implemented to the XML Schema and the camt.053 message, migrating from the previous version (SPS 2021) to SPS 2022 using the ISO 20022 Schema 2019.

Implementation Guidelines for Credit Transfers (Version 2.0.1)

The definitions on credit transfers (Payment Initiation) cover the entire Swiss payment traffic and enable the submission of payment orders (including SEPA). This document serves as guidance for the technical implementation of the ISO 20022 message "Customer Credit Transfer Initiation" (pain.001).

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• XML schema and examples
• Delta Guide: Credit Transfer SPS 2022

  Element-level change assessment between SPS 2021 and SPS 2022

Liste der Druckereien, German

Um sich in diese Liste eintragen zu lassen, wenden Sie sich bitte per E-Mail an viscom unter info@viscom.ch

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Using the Alternative Procedures

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Implementation Guidelines for Cash Management SPS 2021 (Version 1.7.2)

The specifications to the bank-to-customer message report (cash management) cover the electronic account statements, the debit authorizations and credit advices. They are based on the ISO and the corresponding EPC and SWIFT recommendations. This document contains instructions for the technical implementation of the "Bank To Customer Account Report" (camt.052), "Bank To Customer Statement" (camt.053) and "Bank To Customer Debit/Credit Notification" (camt.054).

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Implementation Guidelines for Credit Transfers SPS 2021 (Version 1.11)

The specifications to the credit transfer (Payment Initiation) cover the entire Swiss payment traffic and enable the submission of payment orders (inclusive SEPA). This document contains instructions for the technical implementation of the ISO 20022 “Customer Credit Transfer Initiation” message (pain.001).

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• XML schema and examples
• Modifications (delta to Version 1.11)

  This document describes the adjustments to the definitions on credit transfers (payment initiation) for the parallel phase 01.10.2022 to November 2025 due to discontinuation of ISR/IS.

Implementation Guidelines for SEPA direct debits SPS 2021 (Version 2.7)

The EPC specifications form the basis of the Swiss SEPA direct debit guidelines. These documents serve as instructions for the technical implementation of the ISO 20022 message «Customer Direct Debit Initiation» (pain.008) for SEPA direct debits. The use of the respective version must be agreed upon with the financial institution.

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• XML schema and examples

Implementation Guidelines for Status Report SPS 2021 (Version 1.1.2)

The XML message "Customer Payment Status Report" (pain.002) is used by the financial institution to inform customers about the status of "pain.001" transfer orders or "pain.008" collection orders that have been sent. These documents serve as instructions for the technical implementation of the ISO 20022 message "Customer Payment Status Report" (pain.002).

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• XML schema and examples

Swiss Business Rules SPS 2021 (Version 2.10)

The Business Rules for Credit transfers, SEPA Direct debits and Cash Management describe from a business perspective the business cases with the parties involved and the messages used (payment types), shows the message structures with details of the individual structural elements and lists the most important validation rule and error handling.

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Processing Rules for QR-bills SPS (Version 1.2)

Description of the banking rules and related processes for the creation of a QR-bill and the processing of a payment part with Swiss QR Code and a receipt, including related business processes.

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Samples: payment part QR-bill

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Swiss QR Code Validation Guide

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Introduction script for the QR-bill for invoice issuers and recipients

Use cases, checklists, test cases and samples to support successful introduction of QR-bill

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Data schema for samples (txt format)

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Introduction script for the QR-bill for financial institutions

Checklists, test cases and samples to support successful introduction of the QR-bill

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Implementation Guidelines QR-bill SPS (Version 2.2)

Technical and functional specifications of the payment section with Swiss QR Code and of the receipt

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• Delta Guide: QR-bill Version 2.2

  This document is intended to demonstrate changes between the IG QR-bill Version 2.1 and 2.2.

• Druckauftrag Standard für QR-Rechnungen
• Style Guide QR-bill
• Technical information about the QR-IID and QR-IBAN

Dealing with (Ultimate) Debtors for Credit Transfers and Payments at a Post Office Branch

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Swiss Market Practice Guidelines EBICS 2.5 (Version 1.3)

Recommendations for implementing the EBICS standard in the Swiss financial services sector

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Corner Marks and Scissors Symbol

Templates for the payment part and the receipt of the QR-bill

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Black-White Cross for Swiss QR Code

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Implementation Guidelines for Swiss direct debits SPS 2018 (Version 1.2)

The definitions for Swiss direct debits cover the banks schemes (LSV+/BDD) and the PostFinance scheme (CH-DD direct debit) and enable the collection of direct debits using the ISO 20022 standard:
● version 1 for the CH-DD direct debit scheme and
● version 2 for the LSV+/BDD schemes

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• XML schema and examples

Adjustments to Implementation Guidelines for Cash Management on SPS 2024 – Part II

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Adjustments to Implementation Guidelines for Credit Transfer on SPS 2024 – Part II

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Change Request for Implementation Guidelines

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