Products & Services

Products & Services

With Bancomat pooling, SIX offers innovative solutions for a future-proof cash supply in Switzerland. With the two core offers – Bancomat pooling and ATM as a Service – we enable banks to make their cash infrastructure more efficient, more cost-effective, and more customer-friendly.

Due to the increasing digitalization and the declining use of cash, banks are under pressure to operate their ATM infrastructure economically. At the same time, cash remains an important means of payment for many people. SIX solutions help to strike the necessary balance.

Whether by sharing the use of ATMs or by fully outsourcing operations: The services of SIX reliably and sustainably ensure that cash remains accessible at all times – throughout Switzerland.

Bancomat Pooling

Efficiency through Collaboration

In “Bancomat pooling”, SIX operates a shared network of devices for several banks. This means:

  • fewer devices, better distribution
  • optimized cash logistics
  • reduced costs through shared infrastructure

Currently, around 5400 ATMs are connected to the SIX network. This network of ATMS entails annual operating costs for the banks of more than CHF 230 million (SNB study: What does access to cash cost in Switzerland?). Through Bancomat pooling, these costs can be significantly reduced without jeopardizing the supply. Banks benefit from lower operating costs and consumers continue to have reliable access to cash.

ATM as a Service

Cash Supply from a Single Source

With “ATM as a Service”, SIX takes over the complete operation of the devices for banks including:

  • Installation and maintenance
  • Cash logistics and security management
  • Monitoring and reporting

Banks outsource a complex and costly business and receive a professional, scalable solution. We ensure that the machines function reliably and that users have access to cash at all times.

Especially in times of declining transactions, a centralized operation is the key to efficiency and sustainability.