In an age of digital transformation, SIX offers secure and convenient payment solutions for a sustainable Swiss financial center.
Discover comprehensive solutions for banks offering debit cards and TWINT: fraud prevention, APIs, and scheme management.
With its Bancomat system, SIX operates the largest ATM network in Switzerland and is your partner for cash solutions related to ATMs.
SIX offers payments processing services between financial institutions.
The Swiss financial center is introducing beneficial standards, and also taking the opportunity to harmonize payments.
We apply advanced data science techniques to unlock the potential of data and develop value-added data solutions. Our goal is to provide easy access to data so that our customers can grow, make smart decisions and achieve sustainable success.
Seamlessly Integrated. Fraud Management. Reliable Support.
SIX connects banks as issuers directly to the TWINT scheme, which is based on an open four-party model. The parties involved are issuers, acquirers, merchants, and consumers.
Reduce your integration effort by using existing interfaces, which will lower operating costs, speed up implementation, and minimize complexity.
Bundle the volume of your debit and bank card transactions and benefit from economies of scale in fees.
Rely on existing processes and mechanisms for seamless integration and efficient operations.
SIX offers a wide range of functionalities for a smooth TWINT connection.
SIX verifies every transaction and performs a risk check. This allows them to detect and prevent potential fraud early on. If a TWINT account is linked to a bank account, every authorization request is sent to you via OTIS for verification. If the TWINT issuer cannot be reached, SIX will authorize the transaction using the stand-in limits that you define.
SIX allows TWINT issuers and their service providers to fully manage TWINT accounts via the "Debit Online XML" interface. Account creation, updating, blocking, and closure functions are available, as is flexible management of linked accounts and device certificates. A direct system connection allows for seamless integration into the issuer’s systems.
SIX provides comprehensive fraud reports to help you efficiently analyze transactions. Standardized reports compare transactions and can be split into multiple files if needed. We also offer transaction reconciliation in the camt.053 format via file transfer for transaction reconciliation.
The SIX Customer Service Center (CSC) provides full support for TWINT on behalf of the issuer. The service includes:
Benefit from existing interfaces and their scalability for connecting to TWINT.