DebiX App - The Next Generation of Debit Cards

New User Experience for Debit Cards

SIX is offering card-issuing banks in Switzerland the new generation of debit cards: Debit Mastercard and Visa Debit. These cards can be used all around the world and meet the highest security requirements. Additional application options create a new user experience. As well as standard functions (cash withdrawals, contactless payments), the debit cards can now also be used for online purchases and reservations and allow for full transaction monitoring, as they are debited directly from the card holder’s bank account. Thanks to connections with Apple, Samsung, and Google Pay, card holders can pay directly with their smartphones.

Webinar «Fraud Detection & Prevention» (German)

How You Will Benefit

Center of Competence for Debit Cards

SIX is the leader in Switzerland when it comes to processing debit cards.

Efficient. Secure. Stable.

Customer-Focused Solutions

Modular services for the new debit cards, ranging from combating fraud to chargeback services and mobile services.

State-of-the-Art Technology

New digital and mobile services are developed and provided on the basis of state-of-the-art, upgradeable technology.

With the “Learning Nugget” Series, SIX Provides Insights into Relevant Topics in Connection with the New Debit Card on an on-Going Basis.

Learning Nugget #5 - Card Fraud Made Difficult

With the increased use of digital cards in e-commerce, the topic of fraud without a physical card is gaining importance.

Learn more about card fraud and the core elements of effective detection and prevention.

Download Learning Nugget Card Fraud Made Difficult

About the Service

With the new debit card, you enable your customers to use their cards all around the world and provide secure processing of their online and mobile payments.

SIX offers you comprehensive services from a single source: increased security, full transparency with regard to transaction data, proprietary chip services, and new digital services that can be integrated easily via modern interfaces.

The expansion and enhancement of user-friendly, digital services are a top priority for SIX.

Digital Services - New Website

The digital services offer a broad spectrum of services relating to the new digital functions of the debit card. You as the issuer decide which procurement channel suits you: integrate our digital services via the debiX API or make use of them via a white-label solution (with the “debiX+” app). A combination of the two is also a possibility.

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Tokenization and Mobile Payment Services

With the new generation of debit cards, use cases around tokenization are now possible. Offer your customers mobile payment via a wallet such as Apple Pay or Samsung Pay. SIX ensures both the technical and the contractual connection. We have negotiated a cooperation agreement with each of the wallet providers Apple Pay, Google Pay and Samsung Pay. As a SIX customer, you simply sign an issuer agreement for each wallet provider.

In addition, the debit card can be used with wearables (wearable and contactless devices) from Swatch Pay, Fitbit, Garmin Pay and Fidesmo Pay.

API and Existing Interfaces

The new generation of debit cards will be processed on the basis of existing interfaces. This allows for smooth, fast integration. New digital services will be connected via an API.

Chip Competence Center

SIX has in-depth expertise in EMV chips and their further development. You benefit from proprietary additional services on the cards and continuous chip lifecycle management.

A User-Friendly Digital Experience for Your Customers

You as the issuer decide which procurement channel suits you: integrate our digital services via the debiX API or make use of them via a white-label solution (with the “debiX+” app). A combination of the two is also a possibility.

Download Productsheet

EMVI Chips and Chip Life Cycle Management

Make the most of the broad technical and commercial expertise of SIX in the introduction and use of chips on your debit cards and bank cards.

Learn more

OmniScripting - A Milestone in the World of Payment Chips

The Chip Competence Center run by SIX has succeeded in developing an additional function for the EMVI’20 chip – OmniScripting. As a result, we can give debit card issuers more flexibility in the configuration of payment chips after the card has been issued.