License Sponsoring

License Sponsoring

Take the Lead with the Licensing Model from SIX

Maximising Profits - Maximising Customer Focus

With the license sponsoring model from SIX, you as the issuer have an affiliate license for Mastercard or Visa, giving you maximum independence when it comes to product design, customer communications and customer relationships. What's more, all income generated by your customers’ card use goes directly to you. This includes, for example, the annual card fee, interchange and other income from card use in Switzerland and abroad.

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How You Will Benefit

Foster Customer Relationships

You define the products and communicate directly with your cardholders.

Maximize Profits

All income from your customers’ card use goes directly to you. 

Enjoy Maximum Independence

You select the products and features and decide which services you want to offer or outsource to SIX.

Meeting Complex Card Organization Requirements Efficiently

The world of international schemes such as Visa and Mastercard is complex. SIX has many years of experience in this area. With our competence center, we ensure that all requirements are met and take care of any scheme management issues.

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About This Service

The license sponsoring model from SIX ensures the best possible distribution of skills between banks and SIX. Our services complement the banks’ offering, and we offer various behind-the-scenes services upon request. Banks remain fully responsible for their customer relationships and communications.

Affiliate License

Banks need a license from Visa and/or Mastercard to issue debit cards. You can receive a simple and cost-effective affiliate license via the principal license of SIX if you have a banking license in Switzerland or Liechtenstein.

Income from Card Use

In addition to direct customer communication, debit cards also offer interesting financial advantages for you as the card issuer. The business case is even more interesting with our new Debit Mastercard and Visa Debit products. Annual card fees, interchange and foreign exchange fees enhance the customer relationship benefits you already enjoy via SIX’s licensing model.

Fees

You pay monthly fees for the services of the international card schemes (Visa and Mastercard). These flow directly through SIX as the principal licensee.

Volumen Pooling

By pooling the number of cards and the revenue they generate, every participating bank benefits from financial advantages relating to the international schemes’ fees.