Become Part of the Cash Ecosystem

Become Part of the Cash Ecosystem

SIX Is the Go-To-Market Partner for ATMs and Cash Solutions


Your ATM Infrastructure: Standardized, Secure and Reliable

Around 5,400 ATMs in Switzerland and Liechtenstein settle their transactions via the SIX network. Cash withdrawals and deposits are secure and can be made around the clock. SIX has a continuously monitored connection to card schemes including American Express, China Union Pay, Diners Club, JCB, Mastercard and Visa.

SIX has also worked with banks to standardize the ATM landscape, allowing participating banks to benefit from reduced procurement prices from equipment manufacturers, maintenance savings and standardized customer and advisor functions. SIX defines and manages common standards and requirements for each network, as well as processing interbank and internal bank transactions.


Market Insights – New Thought Leadership Series

In addition to the SIX White Papers, we have expanded our thought leadership offering: In our new "Market Insights" series, we analyze current trends and developments that we are observing in the cash business in a short and concise way. Keep your finger on the pulse of the transformation in the cash ecosystem with our Market Insights!

Market Insight #1: Contactless ATM Transactions

Contactless ATM Transactions are increasing rapidly throughout the world. The question as to how the supply and collection of cash can be guaranteed in future acquires a new dimension through the introduction of contactless technologies such as QR code and NFC.

Market Insight #2: Potentials in Cash Management

Swiss financial institutions are increasingly outsourcing the management of their ATMs. In order to exploit optimization potential, it is necessary to bundle services with a provider. An important component of this is the cash management service.

Market Insight #3: Choice of Schemes at ATMs

Card-issuing banks are increasingly offering their customers debit and credit cards with multiple accepted card logos and thus multiple payment options. ATM operators can prepare for the changing situation by prioritizing cards with multiple payment options.

Market Insight #4: Security Services for ATMs

The trend in attacks on financial institutions is shifting towards logical and cyber attacks. This new threat level requires a central, cross-bank solution. SIX has initiated workshops together with the banks, analyzed security incidents and attacks, and already developed initial solutions.

Market Insight #5: Synergy potential in Swiss cash infrastructure

A recent study commissioned by SIX shows that the number of withdrawals and deposits at ATMs could be handled with just a third of the machines currently installed in Switzerland – thanks to resizing and without restricting access to cash.

Facts & Figures

~ 5400 ~ 5400
bancomats supply cash to the Swiss financial center and in Liechtenstein
54 54
billion Swiss francs withdrawn (CHF/EUR) from ATMs in 2022
138 138
million transactions processed at bancomats in 2022

Designing cash services for the Swiss financial market

SIX estimates that Swiss banks incur over CHF 1 billion in cash services costs every year. However, cash services do little to help financial institutions stand out positively in the market. Furthermore, financial institutions incur these costs almost irrespective of the volume of cash. The percentage share of the costs thus increases as the amount of cash decreases. SIX realizes cost savings for its partners by standardizing equipment, software and processes, maintaining interfaces and taking care of the testing. We are also actively involved in transforming the sector: together with banks and commerce, we are advancing centralized management and developing innovative collaborative solutions for cash services in the Swiss financial market.


Market Insights


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