ATM Operations and Additional Services
SIX operates its customers’ ATMs reliably and securely. No matter where your ATM is located and which card your customers use, SIX will take care of implementation. When it comes to ATM processing, we provide a continuously monitored connection to all current card schemes, which means our processing network reaches all issuing banks. All transactions are completed in accordance with international standards, including the exchange of data between card issuer and acquirer for clearing and settlement. We create more value and additional revenue for banks with supplementary services such as Dynamic Currency Conversion (DCC), PIN changes and the ability to retrieve account information. Our enhancements create new opportunities for ATM use, with innovative solutions such as cardless cash withdrawal or using QR codes to make deposits and withdrawals.
How You Will Benefit
SIX operates the central IT infrastructure for settling ATM transactions on behalf of the banks, ensuring a high level of reliability and trouble-free settlement.
The experienced SIX Support team looks after our dedicated test and production environments. This enables you to access new locations, add new services and detect and solve problems quickly.
SIX ensures that banks comply with the ATM system by meeting the requirements of international card organizations (such as the Payment Card Industry Data Security Standard, PCI-DSS) and the Swiss National Bank.
Security and Added Value for Banks
With its secure settlement, SIX offers maximum reliability for ATM cash withdrawals and deposits, relieving and simplifying processes in branches. 10% of withdrawals are made using foreign cards. SIX also generates additional revenue for participating banks by using Dynamic Currency Conversion (DCC). In addition, securely processing account balance enquiries and PIN changes at ATMs ensures a comprehensive service and high levels of satisfaction among those who use ATMs – the banks’ customers.